Financial Ethics
Earning Your Trust
We were founded as an independent firm dedicated to helping you as you establish your wealth management goals. Family Fiduciary Services, Inc. fosters an environment committed to client trust, financial education and superior service. Our client's financial goals and investment objectives form the foundation of our work. As your wealth advisors we draw on our experience to help your family anticipate and respond to changing conditions and events, as all families have unique needs.
We strive at all times to:
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We view the trust of our clients as paramount. We believe complete clarity is vital to effectively serving as your trusted advisor. Family Fiduciary Services, Inc. is compensated by clearly disclosed fees we charge to manage your assets and not by commissions. All employees of Family Fiduciary Services, Inc. must sign an annual "Code of Ethics" in order to maintain employment.
Our Process
We begin by sitting down with each client and preparing a detailed, consolidated
report based on a family wealth audit. A comprehensive review of all family
entities, trusts and accounts is prepared in coordination with your attorney
and accountant. Clients who see this consolidated information for the first
time find it surprising and rewarding.
The next step is to create an Investment Strategy based on your wealth management
needs. During this meeting we will assess your risk tolerances, investment objectives
and time horizon. We will then draft an Investment Policy Statement for your
review and signature. Once the Investment Policy Statement has been created,
investment vehicles and asset classes can be identified for your wealth management
needs.
We take a long-term view in choosing and implementing client investment strategies.
Some of the asset classes we employ are: Equities, Fixed Income Instruments,
Commodities, and Cash. We strive to keep the portfolios fully invested and diversified
with an eye on tax efficiency. In general, cost efficient Exchange Traded Funds
and Index Mutual Funds are used for the portfolios to minimize the cost drag
on the portfolios.
Once your funds are invested, allocations are reviewed by an Investment Committee
that meets quarterly to consider the investment climate, create an economic forecast
for the coming year and evaluate the efficiency of the investment model. Our
Investment Committee is comprised of professionals who can draw on over 100 years
of investment experience to meet your needs.
We understand that your financial well-being affects not only you but your family
as well. We emphasize the importance of this relationship and encourage communication
and education for all family members. Our fundamental objective is to relieve
the burden of wealth for our families and provide the freedom and control they
need to live their lives.
